1、求金融英語的單詞總結
A
安全網 safety net
按可比口徑 on comparable basis
按輕重緩急 to prioritize
暗補 implicit subsidy
暗虧 hidden loss
B
頒發營業執照 to license;to grant a licence to
辦理存款業務 to take deposits
保護農民的生產積極性 to protect farmers』incentive to proce
備付金（超額准備金） excess reserves
本外幣並賬 consolidation of domestic and foreign currencyaccounts
本外幣對沖操作 sterilization operation
本位利益 localized interest;departmentalism
奔小康 to strive to prosper;to strive to become well-to-do
避稅（請見「逃稅」） tax avoidance
幣種搭配不當 currency mismatch
幣種構成 currency composition
變相社會集資 disguised irregular（or illegal） fund raising
表外科目（業務） off-balance-sheet items（operation）
薄弱環節 weaknesses;loopholes
不變成本 fixed cost
不變價 at constant price;in real terms
不動產 real estate
不良貸款（資產） problem loans；non-performing loans（assets）
C
財務公司 finance companies
財政赤字 fiscal deficit
財政擠銀行 fiscal pressure on the central bank（over monetary policy）
財政政策與貨幣政策的配合 coordination of fiscal and monetary policies
採取循序漸進的方法 in a phased and sequenced manner
操作彈性 operational flexibility
操縱匯率 to manipulate exchange rate
產品構成 proct composition;proct mix
產品積壓 stock pile;excessive inventory
產銷率 current period inventory;（即期庫存，不含前期庫存）sales/output ratio
產銷銜接 marketability
產業政策 instrial policy
長期國債 treasury bonds
敞口頭寸 open position
炒股 to speculate in the stock market
承購包銷 underwrite（securities）
成套機電產品 complete sets of equipment;complete plant（s）
城市信用社 urban credit cooperatives（UCCs）
城市合作銀行 urban cooperative banks;municipal united banks
城市商業銀行 municipal commercial banks
城鄉居民收入增長超過物價漲幅 real growth in household income
持續升溫 persistent overheating
重復布點 plicate projects
重置成本 replacement cost
重組計劃 restructuring plan
籌資渠道 funding sources;financing channels
初見成效 initial success
出口統一管理、歸口經營 canalization of exports
出口退稅 export tax rebate
儲蓄存款 household d
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eposits（不完全等同於西方的savingsdeposits，前者包括活期存款，後者不包括。）
儲蓄分流 diversion of household deposits
儲源萎縮 decline in the availability of household savings
傳導機制 transmission mechanism
從價稅 ad valorem tax
從緊控制 tight control
存貸款比例 loan/deposit ratio
存款保險體系 deposit insurance system
存款貨幣銀行 deposit money banks
存款准備金 required reserves
D
打白條 issue IOU
大額存單 certificate of deposit（CD）
大額提現 withdraw deposits in large amounts
大面積滑坡 wide-spread decline
大一統的銀行體制 （all-in-one）mono-bank system
呆賬（請見「壞賬」） bad loans
呆賬准備金 loan loss reserves（provisions）
呆滯貸款 idle loans
貸款沉澱 non-performing loans
貸款分類 loan classification
貸款限額管理 credit control;to impose credit ceiling
貸款約束機制 credit disciplinary（constraint）mechanism
代理國庫 to act as fiscal agent
代理金融機構貸款 make loans on behalf of other institutions
戴帽貸款 ear-marked loans
倒逼機制 reversed transmission of the pressure for easing monetary condition
道德風險 moral hazard
地區差別 regional disparity
第一產業 the primary instry
第二產業 the secondary instry
第三產業 the service instry;the tertiary instry
遞延資產 deferrable assets
訂貨不足 insufficient orders
定期存款 time deposits
定向募集 raising funds from targeted sources
東道國（請見「母國」） host country
獨立核算 independent accounting
短期國債 treasury bills
對沖操作 sterilization operation;hedging
對非金融部門債權 claims on non-financial sector
多種所有制形式 diversified ownership
E
惡性通貨膨脹 hyperinflation
二級市場 secondary market
F
發行貨幣 to issue currency
發行總股本 total stock issue
法定準備金 required reserves;reserve requirement
法人股 institutional shares
法人股東 institutional shareholders
法治 rule of law
房地產投資 real estate investment
放鬆銀根 to ease monetary policy
非現場稽核 off-site surveillance（or monitoring）
非銀行金融機構 non-bank financial institutions
非贏利性機構 non-profit organizations
分稅制 assignment of central and local taxes;tax assignment system
分業經營 segregation of financial business（services）;division of business scope based on the type of financial institutions
風險暴露（風險敞口） risk exposure
風險管理 risk management
風險意識 risk awareness
風險資本比例 risk-weighted capital ratios
風險資本標准 risk-based capital standard
服務事業收入 public service charges;user』s charges
扶貧 poverty alleviation
負增長 negative growth
復式預算制 double-entry budgeting;capital and current budgetary account
G
改革試點 reform experimentation
杠桿率 leverage ratio
杠桿收購 leveraged buyout
高息集資 to raise funds by offering high interest
個人股 non-institutional shares
根本扭轉 fundamental turnaround（or reversal）
公開市場操作 open market operations
公款私存 deposit public funds in personal accounts
公用事業 public utilities
公有經濟 the state-owned sector;the public sector
公有制 public ownership
工業成本利潤率 profit-to-cost ratio
工業增加值 instrial value added
供大於求 supply exceeding demand;excessive supply
鼓勵措施 incentives
股份合作企業 joint-equity cooperative enterprises
股份制企業 joint-equity enterprises
股份制銀行 joint-equity banks
固定資產貸款 fixed asset loans
關稅減免 tariff rection and exemption
關稅減讓 tariff concessions
關稅優惠 tariff incentives;preferential tariff treatment
規范行為 to regularize（or standardize）…behavior
規模效益 economies of scale
國計民生 national interest and people』s livelihood
國家對個人其他支出 other government outlays to indivials
國家風險 country risk
國際分工 international division of labor
國際收支 balance of payments
國有獨資商業銀行 wholly state-owned commercial banks
H
合理預期 rational expectation
核心資本 core capital
合資企業 joint-venture enterprises
紅利 dividend
宏觀經濟運營良好 sound macroeconomic performance
宏觀經濟基本狀況 macroeconomic fundamentals
宏觀調控 macroeconomic management（or adjustment）
宏觀調控目標 macroeconomic objectives（or targets）
壞賬 bad debt
還本付息 debt service
換匯成本 unit export cost;local currency cost of export earnings
匯兌在途 funds in float
匯兌支出 advance payment of remittance by the beneficiary』s bank
匯率並軌 unification of exchange rates
活期存款 demand deposits
匯率失調 exchange rate misalignment
混合所有制 diversified（mixed）ownership
貨幣政策態勢 monetary policy stance
貨款拖欠 overe obligations to suppliers
J
基本建設投資 investment in infrastructure
基本經濟要素 economic fundamentals
基本適度 broadly appropriate
基準利率 benchmark interest rate
機關團體存款 deposits of non-profit institutions
機會成本 opportunity cost
激勵機制 incentive mechanism
積壓嚴重 heavy stockpile;excessive inventory
擠提存款 run on banks
擠占挪用 unwarranted diversion of（financial）resources（from designated uses）
技改投資 investment in technological upgrading
技術密集型產品 technology-intensive proct
計劃單列市 municipalities with independent planning status
計劃經濟 planned economy
集體經濟 the collective sector
加大結構調整力度 to intensify structural adjustment
加工貿易 processing trade
加快態勢 accelerating trend
加強稅收征管稽查 to enhance tax administration
加權價 weighted average price
價格放開 price liberalization
價格形成機制 pricing mechanism
減虧 to rece losses
簡化手續 to cut red tape;to simplify（streamline）proceres
交投活躍 brisk trading
繳存准備金 to deposit required reserves
結構扭曲 structural distortion
結構失調 structural imbalance
結構性矛盾突出 acute structural imbalance
結構優化 structural improvement（optimization）
結匯、售匯 sale and purchase of&n
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bsp;foreign exchange
金融脆弱 financial fragility
金融動盪 financial turbulence
金融風波 financial disturbance
金融恐慌 financial panic
金融危機 financial crisis
金融壓抑 financial repression
金融衍生物 financial derivatives
金融詐騙 financial fraud
緊縮銀根 to tighten monetary policy
緊縮政策 austerity policies;tight financial policies
經常賬戶可兌換 current account convertibility
經濟特區 special economic zones（SEZs）
經濟體制改革 economic reform
經濟增長方式的轉變 change in the main source of economic growth（from investment expansion to efficiency gains）
經濟增長減速 economic slowdown;moderation in economic growth
經濟制裁 economic sanction
經營自主權 autonomy in management
景氣回升 recovery in business activity
境外投資 overseas investment
競爭加劇 intensifying competition
局部性金融風波 localized（isolated）financial disturbance
M
買方市場 buyer』s market
賣方市場 seller』s market
賣出回購證券 matched sale of repo
貿易差額 trade balance
民間信用 non-institutionalized credit
免二減三 exemption of income tax for the first two years ofmaking profit and 50% tax rection for thefollowing three years
明補 explicit subsidy
明虧 explicit loss
名牌產品 brand procts
母國（請見「東道國」） home country
N
內部控制 internal control
內部審計 internal audit
內地與香港 the mainland and Hong Kong
內債 domestic debt
扭虧為盈 to turn a loss-making enterprise into a profitable one
扭曲金融分配 distorted allocation of financial resources
農副產品采購支出 outlays for agricultural procurement
農村信用社 rural credit cooperatives（RCCs）
P
泡沫效應 bubble effect
泡沫經濟 bubble economy
培育新的經濟增長點 to tap new sources of economic growth
片面追求發展速度 excessive pursuit of growth
平衡發展 balanced development
瓶頸制約 bottleneck（constraints）
平穩回升 steady recovery
鋪底流動資金 initial（start-up）working capital
普遍回升 broad-based recovery
配套改革 concomitant（supporting）reforms
配套人民幣資金 local currency funding of…
Q
企業辦社會 enterprises burdened with social responsibilities
企業集團戰略 corporate group strategy
企業兼並重組 company merger and restructuring
企業領導班子 enterprise management
企業所得稅 enterprise（corporate）income tax
企業效益 corporate profitability
企業資金違規流入股市 irregular flow of enterprise funds into the stock market
欠稅 tax arrears
欠息 overe interest
強化稅收征管 to strengthen tax administration
強制措施 enforcement action
翹尾因素 carryover effect
切一刀 partial application
清理收回貸款 clean up and recover loans
（破產）清算 liquidation
傾斜政策 preferential policy
區別對待 differential treatment
趨勢加強 intensifying trend
全球化 globalization
權益回報率 returns on equity（ROE）
缺乏後勁 unsustainable momentum
R
繞規模貸款 to circumvent credit ceiling
人均國內生產總值 per capita GDP
人均收入 per capita income
人民幣升值壓力 upward pressure on the Renminbi（exchange rate）
認繳資本 subscribed capital
軟貸款 soft loans
軟預算約束 soft budget constraint
軟著陸 soft landing
S
三角債 chain debts;inter-enterprise arrears
善政廉政 good governance
商業貸款 commercial loans
上市公司 （publicly）listed corporations
設備利用 capacity utilization
社會保障 social safety net;social security（insurance）
深層次矛盾 deep-rooted structural imbalance
審批金融機構 to license financial institutions
審慎監管 prudential supervision
生產能力閑置 unutilized capacity
生息資產 interest-bearing assets
實際利用外資 disbursement of foreign capital;actual inflow of foreign investment
實際有效匯率 real effective exchange rate
實時 real time
實收資本 paid-in capital
實現利潤 realized profit
市場分割 market segmentation
市場經濟 market economy
市場佔有率（市場份額） market share
市場准入 market access（指商品和勞務的進入）；market entry（指機構的審批）
市價總值 market capitalization
適度從緊 appropriately tight
適時調節 timely adjustment
收回對金融機構貸款 to recall central bank loans （to financial institutions）
稅後還貸 amortization（repayment of loans）after tax
稅收流失 tax erosion
稅源不足 weak tax base
私營經濟（私人經濟） the private sector
私有制 private ownership
所有者權益 owner』s equity
T
逃稅（請見「避稅」） tax evasion
套匯 （1）指合法：currency swap;arbitrage（2）指非法：illegal purchase of foreign exchange
剔除季節性因素 seasonally adjusted
調節流動性 to influence liquidity level
貼現窗口 discount window
同比 on year-on-year basis;over the same period of the previous year
同業拆借（放） inter-bank borrowing（lending）
同業拆借市場利率（中國） CHIBOR（China inter-bank offered rate）
同業融通票據 inter-bank financing bills
同業往來 inter-bank transactions
透支 overdraft
退稅 tax refund（rebate）
頭寸 position
吞吐基礎貨幣 adjustment of monetary base
脫媒現象 disintermediation
W
外部審計 external audit
外國直接投資 foreign direct investment （FDI）
外匯儲備 foreign exchange reserves
外匯調劑 foreign exchange swap
外匯占款 the RMB counterpart of foreign exchange reserves;the RMB equivalent of offcial foreign exchange holdings
外向型經濟 export-oriented economy
外債 external debt
外資企業 foreign-funded enterprises
完善現代企業制度 to improve the modern enterprise system
完稅憑證 tax payment documentation
違法經營 illegal business
委託存款 entrusted deposits
穩步增長 steady growth
穩健的銀行系統 a sound banking system
穩中求進 to make progress while ensuring stability
無紙交易 book-entry（or paperless/scriptless）transaction
物價監測 price monitoring
X
吸納流動性 to absorb liquidity
稀缺經濟 scarcity economy
洗錢 money laundering
系統內調度 fund allocation within a bank
系統性金融危機 systemic financial crisis
下崗工人 laid-off employees
下游企業 down-stream enterprises
現場稽核 on-site examination
現金滯留（居民手中） cash held outside the banking system
鄉鎮企業 township and village enterprises（TVEs）
消費物價指數 consumer price index（CPI）
消費稅 excise（consumption）tax
消滅財政赤字
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to balance the budget;to eliminate fiscal deficit
銷貨款回籠 reflow of corporate sales income to the banking system
銷售平淡 lackluster sales
協議外資金額 committed amount of foreign investment
新經濟增長點 new sources of economic growth
新開工項目 new projects;newly started projects
新增貸款 incremental credit; loan increment; credit growth; credit expansion
新增就業位置 new jobs;new job opportunities
信貸規模考核 review the compliance with credit ceilings
信號失真 distorted signals
信託投資公司 trust and investment companies
信息不對稱 information asymmetry
信息反饋 feedback（information）
信息共享系統 information sharing system
信息披露 information disclosure
信用擴張 credir expansion
信用評級 credit rating
姓「資」還是姓「社」 pertaining to socialism or capitalism;socialist orcaptialist
行政措施 administrative measures
需求膨脹 demand expansion; excessive demand
虛偽存款 window-dressing deposits
削減冗員 to shed excess labor force
尋租 rent seeking
迅速反彈 quick rebound
2、急需一篇命題為全球化的英文演講稿。時間一分鍾左右，不要太難。內容要有內涵。
global competition
CHINA AND THE NEW WORLD ORDER:
Is a new world order in the making? The answer: yes. Up to now, only about 20% of the world's people have attained solid development, growth, and modernity. Now the rest are catching up at an unprecedented speed. This sudden surge in so many late developers suggests a brave new world in the making.
Several Key Changes
Huge changes are happening, within a vastly expanded sphere for all people and nations. We can identify four in particular.
First, wealth making through instrialization and commercialization has become a universal thing. For a long time, procts made in the United Kingdom, the United States, and Germany dominated global markets. Today, procts made in China, Mexico, Vietnam, and Indonesia, among other developing nations, are increasingly flooding the world, changing the global proction map again.
Behind this changing map, interestingly, many poor nations have rapidly taken on active roles in the global economy. But their biggest weapon remains low-cost labor, which provides a working platform for cooperation and sharing between the rich and poor nations.
Today, most developing nations are extremely limited in resources and strengths. Hence, for them, this cost gap is a survival gap. In fact, other than cheap labor and hard work, they have few advantages. However, it turns out that low labor cost and hard work do make a difference.
For now, manufacturing activities, especially in the low end of the value chains, increasingly shift to the poor nations, while the developed nations focus more and more on a service and high-tech-oriented economy. This giant change, though only beginning, will impact the future world economy even more.
Second, all regional markets are connected to each other. Interdependence is opening up the old national boundaries dramatically. Most profoundly, the flows of capital, technology, goods, and people have reached a new level. Moving from survival of the fittest to rational collaboration and sharing, life on the earth will never be the same again.
Third, wealth making has gained a record-high status. Consequently, old ideology is lost to the new economic waves. This is a truly golden age for capitalists anywhere, who can reach all corners of the world for the first time in human history.
全球競爭
中國和世界新秩序:
是一個新的世界秩序的過程? 答案:是的。 到目前為止,只有約20%的世界人民獲得了牢固的發展、增長、和現代化。 其他地區現在已趕上以前所未有的速度。 這麽多晚突然增加的發展商建議的勇敢新世界中作出的。
幾個關鍵的修改
正在發生巨大的變化,在一個領域大大擴大為所有國家和人民。 我們可以確定四個特別是。
第一,財富使通過工業化和商業化已經成為一個具有普遍意義的東西。 長期以來,產品在聯合王國、美國和德國,主宰全球市場。 今天,中國製造的產品、墨西哥、越南、印度尼西亞、在其他發展中國家,正越來越多地水浸的世界,不斷變化的全球生產再次地圖。
這一變化背後地圖,有趣的是,許多窮國已迅速採取積極的作用對在全球經濟。 但他們最大的武器仍然是低成本勞動力,這提供了一個工作平台,以合作和分享富國和窮國之間。
今天,大多數發展中國家都極為有限的資源和力量。 因此,對他們來說,這一費用差距是一個生存差距。 事實上,其他較廉價勞工和勤奮工作,他們有幾個優勢。 然而,原來,勞動力成本低和艱苦的工作是有影響的。
現在,製造業活動,特別是在低端的價值鏈,日益轉移到窮國,而發達國家把重點更多和更多的服務和高科技為主的經濟。 這一巨大變化,盡管只是開始,將會影響未來世界經濟的更多。
第二,所有的區域市場是相互連接。 相互依存是開放的舊國家邊界急劇增加。 最深刻、流動方面的資本、技術、商品、和人民達到了新的水平。 從適者生存的合作和交流,合理,生活在地球也永遠不會是原來的樣子。
第三,財富作出了記錄很高的地位。 因此,舊思想是失去了對新經濟浪潮。 這真的是一個黃金年齡的任何地方資本家,誰能達到對世界所有角落首次在人類歷史。
3、英語，【THANK GLOBALLY.ACT LOCALLY】什麼意思？
你有沒有打錯？應該是Think globally . 不是thank吧
Think globally .Act locally 意思是全球化策劃，本土化執行。
進入20世紀90年代以後，經濟全球化進程明顯加快，21世紀被大家公認為全球化世紀。配合資本開拓全球市場的需要，面對文化多元化的國際市場，有些廣告策劃專家提出「全球化策劃與本土化執行相結合」的主張，這就是TG&AL理念。TG&AL是英文「think globally， act locally」的縮寫
4、英語口語話題 全球化。
Globalization can be described as 『…a widening, deepening and speeding up of worldwide interconnectedness in all aspects of contemporary social life, from the cultural to the criminal, the financial to the spiritual』 (Held and McGrew 1999: 2).
In these pages we portray some aspects of economic globalization, meaning the greater global connectedness of livelihoods, and of the proction of goods and services.
International trade is the cross-border trade in goods and services. On these pages, it is measured by the sum of imports and exports, divided by the GDP of a national economy. The growth of international trade is a straightforward indication of economic globalization. When US residents, for example, read labels on their clothes showing they are made in China, Malaysia or Mexico, or decide to purchase a car made in South Korea, their sense of global connectedness is immediate.
Investment is the conversion of money into some form of property from which an income or profit is expected to be derived. Foreign direct investments (FDI) are flows of money into a country that purchase a lasting stake in an enterprise for a foreign investor. These investments are direct in the sense that the investor purchases ownership rights in a specific company, rather than in a portfolio of stocks held by a broker, say. FDI does not include short-term investments, portfolio investments or currency flows.
Foreign Direct Investment is an indication of growing transnational ownership of proction assets. It is a leading edge of economic globalization in the sense that increasing foreign ownership of proctive may give direct influence over livelihoods and proction. The implications of foreign ownership of proction may include both positive and negative elements, depending on the perspective of the observer. Foreign investment has often been an important avenue for the transfer of skills and technology. At the same time, foreign investment puts workers under foreign control, and leads to foreign appropriation of profits.
經濟全球化的過程早已開始，尤其是80年代以後，特別是進入90年代，世界經濟全球化的進程大大加快了。經濟全球化，有利於資源和生產要素在全球的合理配置，有利於資本和產品在全球性
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[1]流動，有利於科技在全球性的擴張，有利於促進不發達地區經濟的發展，是人類發展進步的表現，是世界經濟發展的必然結果。但它對每個國家來說，都是一柄雙刃劍，既是機遇，也是挑戰。特別是對經濟實力薄弱和科學技術比較落後的發展中國家，面對全球性的激烈競爭，所遇到的風險、挑戰將更加嚴峻。目前經濟全球化中急需解決的問題是建立公平合理的新的經濟秩序，以保證競爭的公平性和有效性。 經濟全球化是指貿易、投資、金融、生產等活動的全球化，即生存要素在全球范圍內的最佳配合置。從根源上說是生產力和國際分工的高度發展，要求進一步跨越民族和國家疆界的產物。進入21世紀以來，經濟全球化與跨國公司的深入發展，既給世界貿易帶來了重大的推動力，同時也給各國經貿帶來了諸多不確定因素，使其出現許多新的特點和新的矛盾。為此，研究和了解這一問題有著一定的現實意義。
5、求財金英語專業術語，英漢都要有的
acquiring company 收購公司
bad loan 呆帳
chart of cash flow 現金流量表
clearly-established ownership 產權清晰
debt to equity 債轉股
diversity of equities 股權多元化
economy of scale 規模經濟
emerging economies 新興經濟
exchange-rate regime 匯率機制
fund and financing 籌資融資
global financial architecture 全球金融體系
global integration, globality 全球一體化，全球化
go public 上市
growth spurt （經濟的）急劇增長
have one's "two commas" 百萬富翁
hedge against 套期保值
housing mortgage 住房按揭
holdings 控股，所持股份
holding company 控股公司
initial offerings 原始股
initial public offerings 首次公募
innovative business 創新企業
intellectual capital 智力資本
inter-bank lending 拆借
internet customer 網上客戶
investment payoff period 投資回收期
joint-stock 參股
mall rat 愛逛商店的年輕人
means of proction 生產要素
(the)medical cost social pool for major diseases
大病醫療費用社會統籌
mergers and acquisitions 並購
mobile-phone banking 行動電話銀行業
moods 人氣
net potato 網蟲
non-store seling 直銷
offering 新股
online-banking 網上銀行業
online-finance 在線金融
online client （銀行的）網上客戶
paper profit 帳面收益
physical assets 有形資產
project fund system 項目資本金制度
pyramid sale 傳銷
recapitalize 資產重組
regional corrency blocks 地區貨幣集團
regulate 調控
sell off 變現
share(stock) option 期權，股票認購權
smart card 智能卡
slash prices 殺價
spare capacity 閑置的生產能力
strong growth 強勁的增長勢頭
switch trade 轉手貿易
take…public 上市
tap the idle assets 盤活存量資產
transaction （銀行的） 交易
transfer payment from the exchequer
財政轉移支付
venture-capital 風險資本
virtual bank 虛擬銀行
wire transfer 電子轉帳
經濟金融術語漢英對照表 D
D
打白條 issue IOU
大額存單 certificate of deposit（CD）
大額提現 withdraw deposits in large amounts
大面積滑坡 wide-spread decline
大一統的銀行體制 （all-in-one）mono-bank system
呆賬（請見「壞賬」） bad loans
呆賬准備金 loan loss reserves（provisions）
呆滯貸款 idle loans
貸款沉澱 non-performing loans
貸款分類 loan classification
貸款限額管理 credit control;to impose credit ceiling
貸款約束機制 credit disciplinary（constraint）mechanism
代理國庫 to act as fiscal agent
代理金融機構貸款 make loans on behalf of other institutions
戴帽貸款 ear-marked loans
倒逼機制 reversed transmission of the pressure for easing monetary condition
道德風險 moral hazard
地區差別 regional disparity
第一產業 the primary instry
第二產業 the secondary instry
第三產業 the service instry;the tertiary instry
遞延資產 deferrable assets
訂貨不足 insufficient orders
定期存款 time deposits
定向募集 raising funds from targeted sources
東道國（請見「母國」） host country
獨立核算 independent accounting
短期國債 treasury bills
對沖操作 sterilization operation;hedging
對非金融部門債權 claims on non-financial sector
多種所有制形式 diversified ownership
經濟金融術語漢英對照表 E-F
E
惡性通貨膨脹 hyperinflation
二級市場 secondary market
F
發行貨幣 to issue currency
發行總股本 total stock issue
法定準備金 required reserves;reserve requirement
法人股 institutional shares
法人股東 institutional shareholders
法治 rule of law
房地產投資 real estate investment
放鬆銀根 to ease monetary policy
非現場稽核 off-site surveillance（or monitoring）
非銀行金融機構 non-bank financial institutions
非贏利性機構 non-profit organizations
分稅制 assignment of central and local taxes;tax assignment system
分業經營 segregation of financial business（services）;division of business scope based on the type of financial institutions
風險暴露（風險敞口） risk exposure
風險管理 risk management
風險意識 risk awareness
風險資本比例 risk-weighted capital ratios
風險資本標准 risk-based capital standard
服務事業收入 public service charges;user's charges
扶貧 poverty alleviation
負增長 negative growth
復式預算制 double-entry budgeting;capital and current budgetary account
經濟金融術語漢英對照表 G
G
改革試點 reform experimentation
杠桿率 leverage ratio
杠桿收購 leveraged buyout
高息集資 to raise funds by offering high interest
個人股 non-institutional shares
根本扭轉 fundamental turnaround（or reversal）
公開市場操作 open market operations
公款私存 deposit public funds in personal accounts
公用事業 public utilities
公有經濟 the state-owned sector;the public sector
公有制 public ownership
工業成本利潤率 profit-to-cost ratio
工業增加值 instrial value added
供大於求 supply exceeding demand;excessive supply
鼓勵措施 incentives
股份合作企業 joint-equity cooperative enterprises
股份制企業 joint-equity enterprises
股份制銀行 joint-equity banks
固定資產貸款 fixed asset loans
關稅減免 tariff rection and exemption
關稅減讓 tariff concessions
關稅優惠 tariff incentives;preferential tariff treatment
規范行為 to regularize（or standardize）…behavior
規模效益 economies of scale
國計民生 national interest and people's livelihood
國家對個人其他支出 other government outlays to indivials
國家風險 country risk
國際分工 international division of labor
國際收支 balance of payments
國有獨資商業銀行 wholly state-owned commercial banks
國有經濟（部門） the state-owned（or public）sector
國有企業 state-owned enterprises（SOEs）
國有制 state-ownership
國有資產流失 erosion of state assets
國債回購 government securities repurchase
國債一級自營商 primary underwriters of government securities
過度競爭 excessive competition
過度膨脹 excessive expansion
過熱跡象 signs of overheating
經濟金融術語漢英對照表 H
H
合理預期 rational expectation
核心資本 core capital
合資企業 joint-venture enterprises
紅利 dividend
宏觀經濟運營良好 sound macroeconomic performance
宏觀經濟基本狀況 macroeconomic fundamentals
宏觀調控 macroeconomic management（or adjustment）
宏觀調控目標 macroeconomic objectives（or targets）
壞賬 bad debt
還本付息 debt service
換匯成本 unit export cost;local currency cost of export earnings
匯兌在途 funds in float
匯兌支出 advance payment of remittance by the beneficiary's bank
匯率並軌 unification of exchange rates
活期存款 demand deposits
匯率失調 exchange rate misalignment
混合所有制 diversified（mixed）ownership
貨幣政策態勢 monetary policy stance
貨款拖欠 overe obligations to suppliers
經濟金融術語漢英對照表 J
J
基本建設投資 investment in infrastructure
基本經濟要素 economic fundamentals
基本適度 broadly appropriate
基準利率 benchmark interest rate
機關團體存款 deposits of non-profit institutions
機會成本 opportunity cost
激勵機制 incentive mechanism
積壓嚴重 heavy stockpile;excessive inventory
擠提存款 run on banks
擠占挪用 unwarranted diversion of（financial）resources（from designated uses）
技改投資 investment in technological upgrading
技術密集型產品 technology-intensive proct
計劃單列市 municipalities with independent planning status
計劃經濟 planned economy
集體經濟 the collective sector
加大結構調整力度 to intensify structural adjustment
加工貿易 processing trade
加快態勢 accelerating trend
加強稅收征管稽查 to enhance tax administration
加權價 weighted average price
價格放開 price liberalization
價格形成機制 pricing mechanism
減虧 to rece losses
簡化手續 to cut red tape;to simplify（streamline）proceres
交投活躍 brisk trading
繳存准備金 to deposit required reserves
結構扭曲 structural distortion
結構失調 structural imbalance
結構性矛盾突出 acute structural imbalance
結構優化 structural improvement（optimization）
結匯、售匯 sale and purchase of foreign exchange
金融脆弱 financial fragility
金融動盪 financial turbulence
金融風波 financial disturbance
金融恐慌 financial panic
金融危機 financial crisis
金融壓抑 financial repression
金融衍生物 financial derivatives
金融詐騙 financial fraud
緊縮銀根 to tighten monetary policy
緊縮政策 austerity policies;tight financial policies
經常賬戶可兌換 current account convertibility
經濟特區 special economic zones（SEZs）
經濟體制改革 economic reform
經濟增長方式的轉變 change in the main source of economic growth（from investment expansion to efficiency gains）
經濟增長減速 economic slowdown;moderation in economic growth
經濟制裁 economic sanction
經營自主權 autonomy in management
景氣回升 recovery in business activity
境外投資 overseas investment
競爭加劇 intensifying competition
局部性金融風波 localized（isolated）financial disturbance
經濟金融術語漢英對照表 K-L
K
開辦人民幣業務 to engage in RMB business
可維持（可持續）經濟增長 sustainable economic growth
可變成本 variable cost
可自由兌換貨幣 freely convertible currency
控制現金投放 control currency issuance
扣除物價因素 in real terms;on inflation-adjusted basis
庫存產品 inventory
跨國銀行業務 cross-border banking
跨年度采購 cross-year procurement
會計准則 accounting standard
L
來料加工 processing of imported materials for export
離岸銀行業務 off-shore banking（business）
理順外貿體制 to rationalize foreign trade regime
利率杠桿的調節作用 the role of interest rates in resource allocation
利潤驅動 profit-driven
利息回收率 interest collection ratio
聯行清算 inter-bank settlement
連鎖企業 franchise（businesses）;chain businesses
良性循環 virtuous cycle
兩極分化 growing income disparity;polarization in income distribution
零售物價指數 retail price index（RPI）
流動性比例 liquidity ratio
流動資產周轉率/流通速度 velocity of liquid assets
流動資金貸款 working capital loans
流通體制 distribution system
流通網路 distribution network
留購（租賃期滿時承租人可購買租賃物） hire purchase
壟斷行業 monopolized instry（sector）
亂集資 irregular（illegal）fund raising
亂收費 irregular（illegal）charges
亂攤派 unjustified（arbitrary）levies
經濟金融術語漢英對照表 M-P
M
買方市場 buyer's market
賣方市場 seller's market
賣出回購證券 matched sale of repo
貿易差額 trade balance
民間信用 non-institutionalized credit
免二減三 exemption of income tax for the first two years ofmaking profit and 50% tax rection for thefollowing three years
明補 explicit subsidy
明虧 explicit loss
名牌產品 brand procts
母國（請見「東道國」） home country
N
內部控制 internal control
內部審計 internal audit
內地與香港 the mainland and Hong Kong
內債 domestic debt
扭虧為盈 to turn a loss-making enterprise into a profitable one
扭曲金融分配 distorted allocation of financial resources
農副產品采購支出 outlays for agricultural procurement
農村信用社 rural credit cooperatives（RCCs）
P
泡沫效應 bubble effect
泡沫經濟 bubble economy
培育新的經濟增長點 to tap new sources of economic growth
片面追求發展速度 excessive pursuit of growth
平衡發展 balanced development
瓶頸制約 bottleneck（constraints）
平穩回升 steady recovery
鋪底流動資金 initial（start-up）working capital
普遍回升 broad-based recovery
配套改革 concomitant（supporting）reforms
配套人民幣資金 local currency funding of…
經濟金融術語漢英對照表 Q-R
Q
企業辦社會 enterprises burdened with social responsibilities
企業集團戰略 corporate group strategy
企業兼並重組 company merger and restructuring
企業領導班子 enterprise management
企業所得稅 enterprise（corporate）income tax
企業效益 corporate profitability
企業資金違規流入股市 irregular flow of enterprise funds into the stock market
欠稅 tax arrears
欠息 overe interest
強化稅收征管 to strengthen tax administration
強制措施 enforcement action
翹尾因素 carryover effect
切一刀 partial application
清理收回貸款 clean up and recover loans
（破產）清算 liquidation
傾斜政策 preferential policy
區別對待 differential treatment
趨勢加強 intensifying trend
全球化 globalization
權益回報率 returns on equity（ROE）
缺乏後勁 unsustainable momentum
R
繞規模貸款 to circumvent credit ceiling
人均國內生產總值 per capita GDP
人均收入 per capita income
人民幣升值壓力 upward pressure on the Renminbi（exchange rate）
認繳資本 subscribed capital
軟貸款 soft loans
軟預算約束 soft budget constraint
軟著陸 soft landing
經濟金融術語漢英對照表 W-X
W
外部審計 external audit
外國直接投資 foreign direct investment （FDI）
外匯儲備 foreign exchange reserves
外匯調劑 foreign exchange swap
外匯占款 the RMB counterpart of foreign exchange reserves;the RMB equivalent of offcial foreign exchange holdings
外向型經濟 export-oriented economy
外債 external debt
外資企業 foreign-funded enterprises
完善現代企業制度 to improve the modern enterprise system
完稅憑證 tax payment documentation
違法經營 illegal business
委託存款 entrusted deposits
穩步增長 steady growth
穩健的銀行系統 a sound banking system
穩中求進 to make progress while ensuring stability
無紙交易 book-entry（or paperless/scriptless）transaction
物價監測 price monitoring
X
吸納流動性 to absorb liquidity
稀缺經濟 scarcity economy
洗錢 money laundering
系統內調度 fund allocation within a bank
系統性金融危機 systemic financial crisis
下崗工人 laid-off employees
下游企業 down-stream enterprises
現場稽核 on-site examination
現金滯留（居民手中） cash held outside the banking system
鄉鎮企業 township and village enterprises（TVEs）
消費物價指數 consumer price index（CPI）
消費稅 excise（consumption）tax
消滅財政赤字 to balance the budget;to eliminate fiscal deficit
銷貨款回籠 reflow of corporate sales income to the banking system
銷售平淡 lackluster sales
協議外資金額 committed amount of foreign investment
新經濟增長點 new sources of economic growth
新開工項目 new projects;newly started projects
新增貸款 incremental credit; loan increment; credit growth; credit expansion
新增就業位置 new jobs;new job opportunities
信貸規模考核 review the compliance with credit ceilings
信號失真 distorted signals
信託投資公司 trust and investment companies
信息不對稱 information asymmetry
信息反饋 feedback（information）
信息共享系統 information sharing system
信息披露 information disclosure
信用擴張 credir expansion
信用評級 credit rating
姓「資」還是姓「社」 pertaining to socialism or capitalism;socialist orcaptialist
行政措施 administrative measures
需求膨脹 demand expansion; excessive demand
虛偽存款 window-dressing deposits
削減冗員 to shed excess labor force
尋租 rent seeking
迅速反彈 quick rebound
經濟金融術語漢英對照表 Y-Z
Y
養老基金 pension fund
一刀切 universal application;non-discretionary implementation
一級市場 primary market
應收未收利息 overe interest
銀行網點 banking outlets
贏利能力 profitability
營業稅 business tax
硬貸款（商業貸款） commercial loans
用地審批 to grant land use right
有管理的浮動匯率 managed floating exchange rate
證券投資 portfolio investment
游資（熱錢） hot money
有市場的產品 marketable procts
有效供給 effective supply
誘發新一輪經濟擴張 trigger a new round of economic expansion
逾期貸款 overe loans;past-e loans
與國際慣例接軌 to become compatible with internationally accepted
與國際市場接軌 to integrate with the world market
預算外支出（收入） off-budget （extra-budgetary） expenditure（revenue）
預調 pre-emptive adjustment
月環比 on a month-on-month basis; on a monthly basis
Z
再貸款 central bank lending
在國際金融機構儲備頭寸 reserve position in international financial institutions
在人行存款 deposits at （with） the central bank
在途資金 fund in float
增加農業投入 to increase investment in agriculture
增勢減緩 deceleration of growth;moderation of growthmomentum
增收節支措施 revenue-enhancing and expenditure control measures
增長平穩 steady growth
增值稅 value-added tax（VAT）
漲幅偏高 higher-than-desirable growth rate;excessive growth
賬外賬 concealed accounts
折舊 depreciation
整頓 retrenchment;consolidation
政策工具 policy instrument
政策性業務 policy-related operations
政策性銀行 policy banks
政策組合 policy mix
政府幹預 government intervention
證券交易清算 settlement of securities transactions
證券業務占款 funding of securities purchase
支付困難 payment difficulty
支付能力 payment capacity
直接調控方式向 to increase the reliance on indirect policy instruments
間接調控方式轉變職能轉換 transformation of functions
職業道德 professional ethics
指令性措施 mandatory measures
指令性計劃 mandatory plan;administered plan
制定和實施貨幣政策 to conct monetary policy;to formulate and implement monetary policy
滯後影響 lagged effect
中介機構 intermediaries
中央與地方財政 delineation of fiscal responsibilities
分灶吃飯重點建設 key construction projects;key investment project
周期谷底 bottom（trough）of business cycle
周轉速度 velocity
主辦銀行 main bank
主權風險 sovereign risk
注冊資本 registered capital
逐步到位 to phase in;phased implementation
逐步取消 to phase out
抓大放小 to seize the big and free the small（to maintain close oversight on the large state-ownedenterprises and subject smaller ones to market competition）
專款專用 use of funds as ear-marked
轉貸 on-lending
轉軌經濟 transition economy
轉機 turnaround
轉折關頭 turning point
准財政赤字 quasi-fiscal deficit
准貨幣 quasi-money
資本不足 under-capitalized
資本充足率 capital adequacy ratio
資本利潤率 return on capital
資本賬戶可兌換 capital account convertibility
資不抵債 insolvent;insolvency
資產負債表 balance sheet
資產負債率 liability/asset ratio;ratio of liabilities to assets
資產集中 asset concentration
資產貢獻率 asset contribution factor
資產利潤率 return on assets （ROA）
資產質量 asset quality
資產組合 asset portfolio
資金成本 cost of funding;cost of capital;financing cost
資金到位 fully funded （project）
資金寬裕 to have sufficient funds
資金利用率 fund utilization rate
資金缺口 financing gap
資金體外循環 financial disintermediation
資金占壓 funds tied up
自籌投資項目 self-financed projects
自有資金 equity fund
綜合國力 overall national strength（often measured by GDP）
綜合效益指標 overall efficiency indicator
綜合治理 comprehensive adjustment（retrenchment）;over-haul
總成交額 total contract value
總交易量 total amount of transactions
總成本 total cost
最後貸款人 lender of last resort
6、作業：關於經濟全球化的英語片語50組（一定要片語，不是單詞）
1 living standard 生活水平
2 social problems 社會問題
3 average instrial wages 平均行業工資
4 comparative advantage 相對優勢
5 economies of scale 規模經濟
6 World Trade Organization 世界貿易組織，簡稱WTO
7 trade liberalization 貿易自由化
8 cater to the need of 迎合...的需要
9 the fall in the cost of communications and transportation，通訊和交通費用的降低；
10 the increasing economies of scale，生產規模的擴大；
11 the homogeneity of consumer tastes，顧客品味的趨於一致；
12 the governments' efforts in pursuing trade liberalization，政府作出的貿易自由化努力等等。
13 multinational enterprises 跨國公司，多國企業
14 capital intensive instries 資本密集產業
15 movement of capital 資本流動
7、大學英語四級經濟類相關詞彙匯總
總需求 aggregate demand
總供給 aggregate supply
企業文化 corporate/entrepreneurial culture
企業形象 corporate image (Cl); enterprise image
跨國公司 cross-national corporation
創業精神 enterprising spirit; pioneering spirit
外資企業 foreign-funded enterprise
獵頭公司head-hunter
假日經濟 holiday economy
人力資本human capital
航空和航天工業aerospace instry
飛機製造工業aircraft instry
電子工業 electronic instry
汽車製造工業 car instry
娛樂業 entertainment instry
信息產業 information instry
知識密集型產業 knowledge-intensive instry
國有大中型企業 large and medium-sized state-owned enterprises
輕工業 light instry
博彩業 lottery instry
製造業 manufacturing instry
壟斷行業 monopoly instries
市場多元化 market diversification
市場經濟 market economy
市場監管 market supervision
購買力 purchasing power
熊市 bear market
牛市 bull market
城鎮化 urbanization
房地產 real estate
首付 down-payment
業主 home owner
個人購房貸款 indivial housing loan
經濟全球化 economic globalization
經濟特區 special economic zones (SEZ)
經濟增長 economic growth
泡沫經濟 bubble economy
關稅tariff納稅人tax payer
宏觀經濟macro economy
貨幣投放量 the size of money supply
流動性過剩excess liquidity
經濟過熱 overheated economy
小康水平 a well-off standard
大學英語四級經濟類相關詞彙匯總小編就說到這里了。更多關於大學英語四級考試的備考技巧，備考干貨，新聞資訊，考試報名，考試動態，准考證列印入口等相關內容，小編會持續更新。祝願各位考生都能順利通過考試。
8、請問一下全球化的定義是什麼英文版
全球化（globalization）一詞，是一種概念，也是一種人類社會發展的現象過程。
The term globalization is a concept and a process of phenomena in the development of human society.
全球化目前有諸多定義，通常意義上的全球化是指全球聯系不斷增強，人類生活在全球規模的基礎上發展及全球意識的崛起。國與國之間在政治、經濟貿易上互相依存。全球化亦可以解釋為世界的壓縮和視全球為一個整體。
There are many definitions of globalization. Globalization refers to the continuous increase of global connections, the development of human life on a global scale and the rise of global consciousness. Countries are interdependent in politics, economy and trade.
Globalization can also be interpreted as the compression of the world and the global as a whole.
經濟全球化是社會生產力發展的客觀要求和科技進步的必然結果，為世界經濟增長提供了強勁動力，促進了商品和資本流動、科技和文明進步、各國人民交往。全球化促進了商品和資本流動、科技和文明進步、各國人民交往、民生福祉提高，推動人類社會呈現出前所未有的繁榮景象。
Economic globalization is the objective requirement of the development of social proctive forces and the inevitable result of scientific and technological progress.
It provides a strong impetus for world economic growth, promotes the flow of goods and capital, advances in science and technology and civilization, and the exchanges between people of all countries.
Globalization has promoted the flow of goods and capital, the advancement of science and technology and civilization, the exchanges of people of all countries, the improvement of people's livelihood, and the promotion of unprecedented prosperity in human society.
(8)資本全球化英語擴展資料
全球化給人類世界帶來的影響有：
1、全球范圍內的通用標準的數目的增長，例如版權法；
2、國際貿易的增長比世界經濟增長速度更快；
3、由跨國公司控制世界經濟的股份的增長；
4、促進全球金融體系的發展和各種文化的融合及創新；
5、促進國際旅遊業的發展。
6、當今處於弱勢的民族語言正面臨著強勢語言、全球化、互聯網等的沖擊，其社會使用功能正處於逐漸弱化或消失的危險境地。